October 23, 2026

Morningstar DBRS estimates that French insurers' losses from the unrest that followed nationwide protests on October 17, 2026 will stay below €1.2 billion if rioting does not resume, while the new state-backed riot pool legislated this year has not started and will not pay for these claims.

On October 9, 2026 Fitch changed the outlook on Hannover Re and its subsidiary E+S Rück to Positive from Stable and affirmed both at 'AA-', citing very strong capitalisation and earnings even as it expects softer conditions in 2026 and 2027; E+S Rück separately said on October 19 that demand for quality protection should stay strong at January 1.

On October 22, 2026 Moody's announced the Moody's Casualty Risk Intelligence Group, a forum with six founding organisations that aims to improve casualty exposure, claims and litigation data and bring property-catastrophe-style analytics to liability insurance.

Lloyd's reported a first-half 2026 profit before tax of £3,536 million and a combined ratio of 90.8% on gross written premium of £34,710 million, while chief executive Patrick Tiernan said rates fell 6.7% and warned that growth in core markets should not be expected in 2027.

After the Financial Times reported in August 2026 that Tokio Marine had picked Suncorp as its preferred acquisition target, Suncorp told the ASX on October 1 that it was not in takeover discussions and had received no offer, leaving a story built on unnamed sources, no stated price and a long list of approvals.

IRDAI's public consultation paper proposes cutting life insurers' expense-of-management limit to 15% of gross direct premium within two years and 12.5% within five, replacing the distributor landscape with three categories, and adding claw-backs for mis-selling, with comments due on October 25, 2026 and reports that the regulator may extend the window.