🇺🇸 United States · 6 min read

An AM Best special report on social inflation, reported on October 19, 2026, says first-year commercial auto liability loss payments grew 6.4% a year from 2014 to 2024, more than double economic inflation, leaving the line with a $4.9 billion underwriting loss in 2024 and an estimated $4 billion to $5 billion reserve shortfall despite 14 consecutive years of rate increases.

via Insurance Business US (October 19, 2026) reporting an AM Best special report on social inflation

🇺🇸 United States · 6 min read

Marsh's Global Insurance Market Index, published October 21, 2026, shows global commercial insurance rates down 5% in the third quarter after a 6% fall in the second, led by a 10% drop in property and offset by a 1% rise in casualty, with regional falls from 1% in the US to 14% in India, the Middle East and Africa.

via Marsh Global Insurance Market Index press release (October 21, 2026) and Insurance Journal (October 21, 2026)

🇺🇸 United States · 7 min read

Estimates of insured losses from Hurricane Isaias, which struck the Florida Panhandle on October 9, 2026 as a Category 2 storm, run from Verisk's $1 billion to $2 billion to Moody's RMS's best estimate of $3.5 billion, while Florida regulators had logged 46,509 claims worth nearly $582 million by October 15 and AM Best calls it an earnings event, not a capital event.

via Insurance Business, Insurance Journal, Business Insurance, Beinsure and Florida Phoenix (October 13-19, 2026)

🇩🇪 Germany · 6 min read

On October 23, 2026 Munich Re published preliminary third-quarter net profit of about €1.7 billion, ahead of the €1.479 billion analyst consensus, lifted its full-year 2026 target from €6.3 billion to €6.6 billion, and said it will keep strengthening its balance sheet in the fourth quarter subject to major losses.

via Reinsurance News (October 23, 2026) and Munich Re half-year report (July 8, 2026)

🇺🇸 United States · 6 min read

Selective Insurance Group reported third-quarter 2026 non-GAAP operating income of $2.37 per share against $1.75, a GAAP combined ratio of 96.8% against 98.6%, and net premiums written down 7% to $1,122.8 million, while raising its dividend 12% and narrowing 2026 guidance.

via Selective Insurance Group Form 8-K press release (October 22, 2026) and Q3 earnings call (October 23, 2026)

🇫🇷 France · 6 min read

On October 23, 2026 Moody's kept France's sovereign rating at Aa3 with a negative outlook, against widespread expectations of a downgrade to A1, saying the rating assumes a 2027 budget that reduces the deficit and slightly easing social tensions, with the ten-year yield having passed 5.1% for the first time since 2002.

via Euronews (October 24, 2026), Il Sole 24 Ore, MarketScreener, ABC Bourse (October 21, 2026) and Selectra (October 14, 2026)

🇦🇪 UAE · 6 min read

The Central Bank of the UAE's Insurance Company Licensing Regulation (Circular 4/2026), in force from August 14, 2026, replaces the 2009 Insurance Authority rules, treats foreign insurers as branch applicants only, sets 60-business-day application and decision windows and lets the regulator remove senior managers and board members.

via Al Tamimi & Company (September 2, 2026), Pinsent Masons Out-Law (September 29, 2026) and Mondaq (2026)

🇺🇸 United States · 6 min read

Moody's Ratings reports that US life insurers held $85.2 billion of AI-linked investments at the end of June 2026, up 24% from $69 billion at end-2025 and about 1.4% of cash and invested assets, with data-centre and digital-infrastructure financing growing fastest and the below-investment-grade share rising to 6.1%.

via Reinsurance News (October 23, 2026), Bloomberg (October 22, 2026) and Insurance Business (October 18, 2026), reporting Moody's Ratings analyses